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Chatly
Open-Banking Transaction Categorization

Fast, accurate bank-statement processing for mortgage brokers

Chatly pulls borrowers’ bank data directly (consented), applies AI categorization, and delivers lender-ready financial profiles — eliminating manual uploads and accelerating decisions.

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Open-Banking Integration (CDR-ready)
Connect borrowers’ accounts securely with consented data flows. We support standard OAuth2 tokenization and CDR-style connectors for NZ.
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AI Transaction Categorization
Automated NLP-based categorization converts raw transactions into labeled spending categories (Rent, Groceries, Utilities, etc.).
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Lender-Focused Insights
Prebuilt views for mortgage brokers: income summaries, expense patterns and confidence scores for automated decisioning.